Broker check

Is Coinbase safe?

Coinbase is a broker licensed by NYDFS, CSSF, FCA (verified on the register). Our stored research rating is Caution, 60 out of 100. Below: why it scores this way, what each regulator means for client protection, and how to verify.

Caution
60/ 100

Stored research: 60 Caution · research coverage 90%

Licences verified
NYDFS, CSSF, FCA
Global score
60 / 100
Research coverage
90%
Last checked
30 Oct 2026

Why this score

Stored research rating 60 out of 100, Caution. Last checked 30 Oct 2026.

Reason
Regulator fine or enforcement in the last 2 years
Cap applied
Score capped at 60: regulator fine or enforcement in the last 2 years
Regulation
40 / 40
Client protection
11 / 20
Regulatory conduct
0 / 25
Track record
Not yet checked
Transparency
4 / 5
Research coverage
90%

Pillars marked “Not yet checked” are left out of the score rather than counted as zero; they reduce research coverage instead. Coverage measures completed research, not source reliability. Run full check for a current assessment with source-based confidence. Nothing commercial affects a score, verdict or ranking.

What the verdict means

Coinbase is rated "Caution" globally. Verdicts come from a fixed, rule-based method applied identically to every firm.

  • Verified

    Score 75+, research complete, and an active tier 1 or 2 licence held by the entity serving retail clients.

  • CautionThis record

    Active, with enough evidence to score, but short of the top band. Read the reason before you deposit.

  • High risk

    Verified adverse evidence only: a regulator warning, or a licence revoked or suspended in the last 2 years.

  • Insufficient data

    Not enough verified evidence yet to rate. Not a judgement either way.

  • Under review

    Our researchers are re-checking this record. No score is shown until they finish.

  • Not active

    Inactive, redirected or merged. No score is shown.

See the methodology for how scores are built.

Who regulates Coinbase

Active licences verified on the regulator's register in our latest research:

New York State Department of Financial Services

(NYDFS)

United States (New York)

Major onshore regulatorNYDFS website

Commission de Surveillance du Secteur Financier

(CSSF)

Luxembourg

Major onshore regulatorCSSF entity search

Financial Conduct Authority

(FCA)

United Kingdom

Major onshore regulatorFCA Financial Services Register Ref: 900635

Central Bank of Ireland

(CBI)

Ireland

Major onshore regulatorCentral Bank of Ireland registers

How to verify this yourself

Take a few minutes to check official registers directly:

  1. 01

    Open the NYDFS website at www.dfs.ny.gov.

  2. 02

    Search for the company's name.

  3. 03

    Check that the licensed legal entity matches Coinbase's account terms and that status is current.

  4. 04

    Check permissions cover the instruments you plan to trade.

Open the NYDFS website

Alternatives to Coinbase

Comparable brokers with an equal or higher score:

The record

Public verification fields held for this entity:

Global verdict
Caution
Global score
60 / 100
Licences verified
NYDFS, NYDFS, CSSF N00000004, FCA 900635, CBI C188493
FCA warning
None recorded
Last checked
30 Oct 2026

Check the regulator's register before depositing. We take no affiliate commissions from brokers, prop firms or educators, and rated entities cannot be our affiliates. Verdicts are computed from regulator records and are not for sale.

verify.trading provides records and analysis, not investment advice; trading involves significant risk of loss. Absence of a regulatory action is not an endorsement, and absence from a regulator's list is not proof of authorisation.

Coinbase: questions answered

Is Coinbase regulated?
Our record lists Coinbase as regulated by NYDFS (United States (New York)), CSSF (Luxembourg), FCA (United Kingdom) and CBI (Ireland). Confirm each licence on the regulator's own register, because a listing here is a pointer and not proof.
Is Coinbase FCA regulated?
Yes, our record shows Coinbase on the FCA register with reference 900635. Check the current status on register.fca.org.uk.
Where is Coinbase regulated?
Coinbase is listed with NYDFS (United States (New York)), CSSF (Luxembourg), FCA (United Kingdom) and CBI (Ireland).
Is Coinbase safe?
Our record gives Coinbase a verdict of "Caution" with a global score of 60 out of 100 (regulator fine or enforcement in the last 2 years). Verdicts come from a fixed scoring method applied to every firm, never from payment, and are not a guarantee about the future. Safety also depends on the entity you open an account with, so check the licence on the register before you deposit.
When was the Coinbase record last checked?
The Coinbase record was last checked on 30 October 2026. Scores are updated when new research is approved.

Run the full check on Coinbase

Ask answers from the verified registry with sources, and covers anything this record does not.