Broker check

Is Uphold safe?

Uphold is a broker licensed by FCA (verified on the register). Our global rating is Caution, 74 out of 100. Below: why it scores this way, what each regulator means for client protection, and how to verify.

Caution
74 / 100

Showing results for Global

Global rating: 74 Caution · evidence 83/100

Licences verified
FCA
Global score
74 / 100
Evidence
83 / 100
Last checked
30 Oct 2026

Why this score

Global rating 74 out of 100, Caution. Last checked 30 Oct 2026.

Reason
Research incomplete
Cap applied
Score capped at 74: research incomplete
Regulation
35 / 40
Client protection
11 / 20
Regulatory conduct
20 / 25
Track record
Not yet checked
Transparency
5 / 5
Evidence confidence
83 / 100

Pillars marked “Not yet checked” are left out of the score rather than counted as zero; they lower evidence confidence instead. Nothing commercial affects a score, verdict or ranking.

What the verdict means

Uphold is rated "Caution" globally. Verdicts come from a fixed, rule-based method applied identically to every firm.

  • Verified

    Score 75+, research complete, and an active tier 1 or 2 licence held by the entity serving retail clients.

  • CautionThis record

    Active, with enough evidence to score, but short of Verified. Read the reason before you deposit.

  • High risk

    Verified adverse evidence only: a regulator warning, or a licence revoked or suspended in the last 2 years.

  • Insufficient data

    Not enough verified evidence yet to rate. Not a judgement either way.

  • Under review

    Our researchers are re-checking this record. No score is shown until they finish.

  • Not active

    Inactive, redirected or merged. No score is shown.

See the methodology for how scores are built.

Who regulates Uphold

Active licences verified on the regulator's register in our latest research:

Financial Conduct Authority

(FCA)

United Kingdom

Major onshore regulatorFCA Financial Services Register Ref: 938277

How to verify this yourself

Take a few minutes to check official registers directly:

  1. 01

    Open the FCA Financial Services Register at register.fca.org.uk.

  2. 02

    Search for the firm's name or its Firm Reference Number (FRN). Our record shows reference 938277.

  3. 03

    Check that the licensed legal entity matches Uphold's account terms and that status is current.

  4. 04

    Check permissions cover the instruments you plan to trade.

Open the FCA Financial Services Register

Alternatives to Uphold

Comparable brokers with an equal or higher score:

The record

Public verification fields held for this entity:

Global verdict
Caution
Global score
74 / 100
Licences verified
FCA 938277
FCA warning
None recorded
Last checked
30 Oct 2026

Check the regulator's register before depositing. We take no affiliate commissions from brokers, prop firms or educators, and rated entities cannot be our affiliates. Verdicts are computed from regulator records and are not for sale.

verify.trading provides records and analysis, not investment advice; trading involves significant risk of loss. Absence of a regulatory action is not an endorsement, and absence from a regulator's list is not proof of authorisation.

Uphold: questions answered

Is Uphold regulated?
Our record lists Uphold as regulated by FCA (United Kingdom). Confirm each licence on the regulator's own register, because a listing here is a pointer and not proof.
Is Uphold FCA regulated?
Yes, our record shows Uphold on the FCA register with reference 938277. Check the current status on register.fca.org.uk.
Where is Uphold regulated?
Uphold is listed with FCA (United Kingdom).
Is Uphold safe?
Our record gives Uphold a verdict of "Caution" with a global score of 74 out of 100 (research incomplete). Verdicts come from a fixed scoring method applied to every firm, never from payment, and are not a guarantee about the future. Safety also depends on the entity you open an account with, so check the licence on the register before you deposit.
When was the Uphold record last checked?
The Uphold record was last checked on 30 October 2026. Scores are updated when new research is approved.

Run the full check on Uphold

Ask answers from the verified registry with sources, and covers anything this record does not.