Broker check

Is XP Investimentos safe?

Name: XP Investimentos verdict: Caution
Item: XP Investimentos
Rating: 30
Author: verify.trading

XP Investimentos is a broker without a licence verified on a regulator register in our research. Our global rating is Caution, 30 out of 100. Below: why it scores this way, what each regulator means for client protection, and how to verify.

Caution

30 / 100

Showing results for Global

Global rating: 30 Caution · evidence 75/100

Licences verified: None verified
Global score: 30 / 100
Evidence: 75 / 100
Last checked: 30 Oct 2026

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Why this score

Global rating 30 out of 100, Caution. Last checked 30 Oct 2026.

Reason: No licence verified on a regulator register
Cap applied: Score capped at 40: no licence verified on a regulator register
Regulation: 0 / 40
Client protection: 0 / 20
Regulatory conduct: 23 / 25
Track record: Not yet checked
Transparency: 4 / 5
Evidence confidence: 75 / 100

Pillars marked “Not yet checked” are left out of the score rather than counted as zero; they lower evidence confidence instead. Nothing commercial affects a score, verdict or ranking.

What the verdict means

XP Investimentos is rated "Caution" globally. Verdicts come from a fixed, rule-based method applied identically to every firm.

Verified
Score 75+, research complete, and an active tier 1 or 2 licence held by the entity serving retail clients.
CautionThis record
Active, with enough evidence to score, but short of Verified. Read the reason before you deposit.
High risk
Verified adverse evidence only: a regulator warning, or a licence revoked or suspended in the last 2 years.
Insufficient data
Not enough verified evidence yet to rate. Not a judgement either way.
Under review
Our researchers are re-checking this record. No score is shown until they finish.
Not active
Inactive, redirected or merged. No score is shown.

See the methodology for how scores are built.

Who regulates XP Investimentos

No licence verified

Our research has not verified an active licence for XP Investimentoson a regulator's register. That does not prove it is unlicensed, but without a licence there is usually no client-money segregation or compensation scheme. Check with the regulator directly before depositing.

How to verify this yourself

Take a few minutes to check official registers directly:

01
Find the official register of the regulator listed above. Use the regulator's own site, not a link from the broker.
02
Search for the firm's name or licence number.
03
Check that the licensed legal entity matches XP Investimentos's account terms and that status is current.
04
Check permissions cover the instruments you plan to trade.

Alternatives to XP Investimentos

Comparable brokers with an equal or higher score:

Fidelity International

FCA

Verified

100 / 100

FxPro

FCA, CySEC

Verified

100 / 100

Markets.com

CySEC, FCA

Verified

98 / 100

Vantos Markets

FCA

Verified

95 / 100

The record

Public verification fields held for this entity:

Global verdict: Caution
Global score: 30 / 100
Licences verified: None verified on a register
FCA warning: None recorded
Last checked: 30 Oct 2026

Check the regulator's register before depositing. We take no affiliate commissions from brokers, prop firms or educators, and rated entities cannot be our affiliates. Verdicts are computed from regulator records and are not for sale.

verify.trading provides records and analysis, not investment advice; trading involves significant risk of loss. Absence of a regulatory action is not an endorsement, and absence from a regulator's list is not proof of authorisation.

XP Investimentos: questions answered

Is XP Investimentos regulated?

Our record lists no regulator for XP Investimentos. That does not prove it is unlicensed, but we cannot point to a licence to check.

Is XP Investimentos FCA regulated?

Our record does not show XP Investimentos on the FCA register. Check register.fca.org.uk directly if you need to be sure.